I started a major residential remodel and approximately at 80% completion I had to $30,000 scheduled draws due and the homeowner refused to pay on a technicality of two pieces of tile missing. I tried to workout an appropriate adjustment until the two pieces of tile could be replaced any refused so I explained I will be forced to stop work until I can get paid and at that time he terminated my service. The homeowner asked me to prepare a spreadsheet explaining how much I was owed he answered with as soon as he could confirm that my subs were paid then he would settle with me. The homeowner was able to confirm that that was true and now he is holding my money because if anything that was not finished or completed runs over estimated costs he wants me to be responsible financially for line items going over estimated amounts. The dispute oddly is not over poor workmanship or the lack of work completed.