SFW construction led me to believe a construction loan I applied for, for 40K (through their financing partner - Synchrony) would be sufficient to reside/repair the siding on my 1909 lead based paint painted home. I believed in good faith, this would be sufficient. I gave them advances up to 120K. They sided one side of the house, repaired a rotted beam under the house (plus the foor and subfloor of a small bathroom), and removed half the siding from the front elevation of my 2200 sq foot home. The project is at a halt because SFW want another draw down amount to complete the project to reside the front and the remaining sides (three sides total) of the house. SFW is now very clear that they are only a time and materials company. My home has tyvek on the front elevation and it and it is winter. My other bids were in the region of 50K to reside/repair the home. SFW openly now state that they are a "time and materials" company. They do no bids. The side which was resided has rotten old wood around the window trims. This is a decision that they should have discussed with me or given me an option to discuss if I wanted to remove. I have a new bid from a different company to do all the remaining siding on the house (three sides), add new gutters and downspouts for 50K. I would like to find a solution, whereby I accept to pay SFW construction for the work at a reasonable price. I would like the remainder of the funds (120K) returned so that I can hire another company to complete the siding on the house. This is possible if SFW accept that their pricing is well outside of the usual range to side one side of a home. They are aware of this, but I expect have not been challenged. I genuinely do not have additional funds to side the house at around 80K upwards per side (without painting). The siding bows in areas, there is incorrect top nailing. They arguably should have discussed removing the old trim without siding the house and leaving the old perished wood on the house. I had no discussion from them on this. They sent little pictures. I was not aware that the old window trims were not removed. What is my best recourse? (Inge FVR)