Hello, I have a question about bonding off mechanic's lien in New York. From what I understand, the owner of the property or general contractor may opt to bonding off the lien and in order to do that a surety company should be retained, which charges premium for it's services. Is it possible for the contractor/property owner to deposit the bond amount directly to, say, the court without retaining surety company? Does the law allow to do that? Thank you.