A Homeowner received damaged to his roof from a storm. The insurance provider sent an adjuster out to access the damage & met with an contractor to who the homeowner hired.
A contract was presented to the insurance company with an itemized bill from the contractor & all was agreed upon.
The insurance company forwarded the check for the repair to the homeowner & was told the homeowner had to sign it & forward it on to the mortgage lender(Ditech).
The contractor proceeded to complete the work in a timely manner using his own funds for supplies.
The homeowner is the responsible party for paying the contractor, but has not received the check back from the mortgage company as they are sitting on it for some reason?
It has been over 40 days now with no payment.
The contractor has placed a "Mechanics Lien" on the property.
Why is the mortgage company holding this payment up???
We have a job where we are replacing a broken window. The damage was discovered during an inspection for the closing for the sale of the house. If the current owner (our customer) defaults on payment after the house is sold what options for lien would we have if nothing was in place before the completion of the sale?...Read More
I had a drainage system put in my basement. And I financed the job. However, the finance company released the payment to the contractor before I signed any type of paperwork stating the job had been completed to my satisfaction.
All they did was leave a voicemail saying they were going to release the money and released it before I heard the message.
I am still getting some water that the contractor is working on. My concern is the clock on my 6 months 0% financing has started before the job is truly complete.
I was under the impression the finance company needed a signed release of job completion. ...Read More
What if my contractor fails to buy materials on contract then I have to buy them. And contractors contract states r13 insulation and using free from friends r11 in new construction in exterior walls, ceiling and attic
Footer is ground level blocks Had quick create used structure damage done to my existing home. I’m having to buy most materials because he admitted to mismanagement of my money. Won’t provide receipts insurance info or business license ...Read More
EFI Solutions has a direct contract with a General Contractor on a project in Glenwood, WV. We are having difficulty collecting the remaining balance even though EFI has completed our scope of work. Our last performed labor on our scope of work was in September and our lien rights have expired. However, there is a COMM issue related to the specially fabricated station. This issue is not at the fault of EFI, but we are working with them to get it resolved. Due to the large balance remaining ($74K), the officers of our company are getting nervous. They have asked that I determine when our deadline is for filing a claim on the bond. We have inquired directly with the Surety, who told us to seek legal counsel on the exact deadlines. I have attached a copy of the payment bond to the project in Levelset, as well as the email from the Surety. My question: are you able to determine how many days we have left to file a bond claim, or how many days have passed since this expiration? ...Read More
We rented equipment to Sever Concrete who was a sub to Arch Masonry who was a sub to the General Contractor Bridges. Basically Bridges was the General Contractor who sub to Arch who sub to Sever Concrete who we rented the equipment to. Arch's stance is that we have no Lien rights in the situation and therefore will not pay and want the lien released. I want to know if we do have Lien rights or not. ...Read More
What is the timeline in PA for perfecting a lien once it has been posted? 6 months, a year? We have a lien already posted and have negotiated a settlement but the customer has not remitted the settlement and we may need to proceed to perfecting the lien. ...Read More
I am a small company 3 employees, we built a house for a customer and it took us about 2 years do to unforeseen company problems. But now that we are finished we sent the final invoices to the customer and yes it is over budget mostly due to the customer selections. He will not respond to any attempts we have made to collect your money or even talk to us.This is a 2nd home for him so I don’t know when he is there and when he is not. This is a lot of money and is crushing my company. Any advice you could give us would be a great help. Thanks...Read More