A contractor could absolutely send a Notice of Intent to Lien if they're not being paid for their work. Sending that document to the property owner and also to the lender could make sure everyone understands the seriousness of the issue - and a bank who's providing a construction loan will want to avoid any lien claims against the project.
For more background on that document, this article has great information: What is A Notice of Intent to Lien And Should I Send One?
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