If I have a construction mortgage and had work done on my driveway but inspection says work isn’t complete according to the signed submitted contract that the contractor submitted to them. Can he place a lien on my home?
1 reply
Dec 10, 2019
If someone has performed work on your property but has gone unpaid for their work, then they may well be entitled to file a mechanics lien against the project property. This is true even if payment is supposed to come from someone other than the property owner - such as a construction lender.
Note, though, that the kind of lien a construction lender may obtain against the project property operates separately from a traditional mechanics lien claim. And, lenders will not be entitled to file a mechanics lien since they haven't performed work or furnishing materials which has improved the project property, themselves.