Home>Levelset Community>Legal Help>We filed a lien on a home we built. No answer from the bank, title or client. I think they are going to close without contacting us. What do we do now?

We filed a lien on a home we built. No answer from the bank, title or client. I think they are going to close without contacting us. What do we do now?

We built a house on a construction loan which should be moving to a permanent loan. Last contact from the bank stated they were having problems with closing because of the lien. I believe they are going to circumvent title to close without contacting us.

1 reply

Dec 14, 2017

Mechanics liens attach to the property, not to a contract or to an individual owner. Thus, even if the property is sold, the lien will remain. However, if you're worried about the property changing hands, enforcing the lien is always an option. An action to enforce an Oklahoma mechanics lien must be initiated within 1 year of the date on which the lien was recorded. However, note that the action to enforce may not be initiated until at least 90 days have passed from the date on which the lien was recorded. At this time, it's important to verify your deadline to enforce the lien and to keep all options available.

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