If the contractor's company has been paid the intial total for home repairs, submits a supplemental to insurance company, owner of home holds supplemental payment as work/material on supplemental wasn't preformed or materialized in addition homeowner tried to address issues with contractor. 8 months later independent state licensed Engineer investigated and found work not completed/preformed, done poorly leading to more damage, and said case was in process of being subrogated, by insurance company can a lien still be perfected on the home owner? Work by Contractor was completed the first week of February 2020. Same week homeonwer took over residence as contractor finsished up reset after water mitigation.