So, I have a client with a 1/3 limit. he needed a higher aggregate but couldn't qualify with his current surety company. Either at the advice of his accountant, another surety agent contacting him or the client contacted another surety agent, they opened another bond line with another surety company and now exceed their original aggregate. client told me other carrier knows about original aggregate and is providing excess bonding. also, at a lower rate. is this proper? The first surety carrier doesn't know they opened a second line. seems that the original surety carrier is at a higher risk now.