We performed a roof replacement and the customer is claiming there is $40,000 worth of damages to her bushes. Our insurance company is handling that but in the meantime, the customer owes a balance for the completed work of $9,996.98. Should I file a lien now or wait until the dust settles with the bogus insurance claim the customer is trying to file?
File it now. It will automatically expire after one year, but can be renewed.