I am a private lender with a first mortgage / construction loan on a single-family home in Atlanta Georgia. My Borrower has requested from the General Contractor release of liens during the construction funding. The General Contractor has not and will not provide the Borrower with either final release for those sub-contractors that have finished or partial release of lien from himself or sub-contractors. I informed the Borrower and the General Contractor that is will not fund the final draw request without releases. My understanding is that the Borrower can still be liable for any unpaid sub-contractors bills even if the Borrower pays the General Contractor. The General Contractor is that his contract doesn’t provide for any releases other than the Final Release with the Final Payment. I am correct in not funding until I receive the releases, because first you can't change state lien status in a contract and it is dumb to fund without the release.