We had a contractor and he just didn’t show up one day, we tried reaching out to him and he says he doesn’t have money. Our project is an addition and a garage to the existing house, he took about $40,000.00 and now we found out he hasn’t paid the suppliers. Do we have to still pay for that even though we are $40,000.00 out.? How long do we have until they can put a lien? Will that damage our credit? We are still figuring out how to finish the project, our house is a mess and we need to use whatever is left of our money wisely.