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Need guidance on a 203k client

IllinoisJoint Checks

Hello, I completed a job for a client who used a 203k loan through Loan Depot. I was paid half upfront. After we finished bathroom the client signed a certificate of completion. As a condition of getting the rest of my money I had to sign a lien waiver. After checking the portal and seeing that 97% of the work was marked complete I signed away my lien rights. Immediately afterwards I received a notice from the client saying that we were being fired for not completing the job. The client will not allow my crew to assess what she claims are unfinished items even though I offered to correct whatever she felt was wrong. She decided to take it to arbitration. Her case was dismissed with prejudice. I made a mistake by not filing a counterclaim and the bank still will it release the funds. It’s been 8 months since we completed the job. The outstanding amount is around 6k. I was willing to settle for 5k. Do I have any options to collect? The check is a double signature check and the job is located in Illinois.

1 reply

Nov 4, 2022
Yes, you can sue the homeowner for unjust enrichment.
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