Insurance check for roof has 3 names for signature ,homeowner, roofing company and mortgage company, roofing company cashes check for 25,000 without not have co.pany knowledge and or apptovzl

Insurance company issued a check in the amount of 25,000 for a new roof damaged in storm,co.pany that was.hired to put on the roof has stopped work, many excuses, and cashed the check without my mortgage company's signature, the company was not made aware of the check. Presently wondering what to do. I reside in the Tampa bay area, 69 year old.disabled veteran help.