I was working with the Mortgage company as the Insurance claim paid the money to the Mortgage company. The homeowner has been using delay tactics as the home is still not finished and when he didn't pay us we said we wouldn't couldn't do any more work. However, my worker was still there with the approval of the homeowner and I've been in communication. However, the last communication I have with that worker was in October 2018. Now that the mortgage company is delaying the payout to me they suggested I do a lien. Can you help