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How to File a claim against GC's General Liability Insurance and/or find an Adjuster to Help with Claim

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How do I file a claim against the General Contractors Liability Insurance when the GC allowed a Non-licensed person rent his GC license leaving a homeowner with negligent, shoddy work when the GC was never on the job and the non-licensed person took $100,000 for work not completed and products not released to us after we paid for them after the non-licensed person walked off the job? This GC, the only Qualifier, which we have never met and he did not oversee our job, he only rented his GC license to this non-qualified person. I thought about trying to find an Adjuster that would specialize in the area of collecting from the General Liability policy.

3 replies

Jul 27, 2022
If you were to place the account for collection with a licensed and bonded collection agency in Florida, this debt could be collected from the debtor and/or the insurance company on a contingency bases. If for any reason the debt is not collected, you won't owe anything for the efforts to collect it and can then look into a suit recommendation based on the information the agency obtains during the course of collection. Feel free to contact me for specifics. Best regards, Steve
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Jul 27, 2022
Hire a construction lawyer to get this done
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Jul 27, 2022
What you have described is not an insured peril under the typical contractor general liability policy. Misapplication of construction funds is a crime. Also, it is criminally illegal and a violation of the contractor licensing laws to allow another to "use" your contractor's license. The Florida Department of Business and Professional Regulation has regulatory authority.
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