Filing a lien foreclosure action is like filing any other lawsuit. It requires a legal filing, and then presenting a full case as to why the amount due is owed.
However, it's quite rare for liens to actually go all the way through foreclosure. A very high percentage of liens get paid off pretty quickly, before any enforcement or foreclosure action is necessary. This is one of the great benefits of the lien. It's a way to escalate your efforts in collecting on money owed to you just short of having to go into court and go through a full case. This usually tips the scales to get the thing paid. However, if it doesn't, then you'll need to take the next step, which is a full-blown legal case. Those aren't "hard," but they do present challenges and frustration.
Hope this helps, and good luck.
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