Hi, can I take legal action even if I didn't file a notice to owner?

The short answer is yes. If the party contracting with you has not paid for your work then it is in breach of the agreement. If the amount is $8,000 or less then you can go to small claims court without a lawyer. If more, I suggest that you consult with a lawyer about the matter.

There are a variety of cash flow solutions for consideration when payment is not delivered as contracted. In summary, solution options can only be determined after critically assessing the facts, the relationship of the interested parties, and leveraging the law.