A Homeowner received damaged to his roof from a storm. The insurance provider sent an adjuster out to access the damage & met with an contractor to who the homeowner hired. A contract was presented to the insurance company with an itemized bill from the contractor & all was agreed upon. The insurance company forwarded the check for the repair to the homeowner & was told the homeowner had to sign it & forward it on to the mortgage lender(Ditech). The contractor proceeded to complete the work in a timely manner using his own funds for supplies. The homeowner is the responsible party for paying the contractor, but has not received the check back from the mortgage company as they are sitting on it for some reason? It has been over 40 days now with no payment. The contractor has placed a "Mechanics Lien" on the property. Why is the mortgage company holding this payment up??? Thank you!!!