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Home>Levelset Community>Legal Help>For an insurance claim, when there is an outstanding mortgage, the insurance company will list the bank as an additional payee on the check. Does and can zlien forward the letter of intent to lien and the lien itself, directly to the bank?

For an insurance claim, when there is an outstanding mortgage, the insurance company will list the bank as an additional payee on the check. Does and can zlien forward the letter of intent to lien and the lien itself, directly to the bank?

North CarolinaMechanics LienNotice of Intent to Lien

Is it a good idea to let the mortgage company/bank for the property know that we have filed a lien on the property?

1 reply

Feb 5, 2019
Generally speaking, when a project has reached the point where a notice of intent to lien is to be sent, or a lien itself is to be filed, the more eyes that see the document the better in terms of shaking out a payment. The more parties that are aware of the (potential) lien, the more pressure to get the lien resolved. In fact, some states require that a copy of the lien be sent to any party with an interest in the property, like a mortgagee.

If you wish to send a notice or lien to a non-required mortgage lender, that can be accomplished through selecting that party as an additional recipient when you order the document for processing through your account.
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