My house had a fire at it. We ended up initially using USAA’s contractor. We ended up letting them go and hiring our neighbor. He told us he was insured and licensed . Toward the end of the project out of the blue my contractor told me i owed him $7000. I asked him for what due to this being an insurance claim and i paid him every dollar the insurance company sent to me. He told me insurance didn’t cover all the costs associated with the project. I told him in order to get whatever money he thinks is owed he’d have to talk to my insurance company. He reached out and USAA told him they needed documentation for what he is claiming. Well my contractor never submitted any paperwork to them. So my contractor said he was going to file a lien against me. This was prob around 90-100 days after i moved in when he told me he was going to file a lien (When we moved in there was a ton of work that still had not been done - No door knobs, painting, tons of trash, patch work, No fans, no fire alarms etc etc) my question is does he have a right to file a lien against me for an insurance claim that i paid him for when he was not liscensed or insured. And now it’s been 6 months since we’ve moved in.
No. An unlicensed contractor does not have lien rights in Louisiana. It won't stop him from filing it, but it is invalid.
You file suit to cancel the lien and ask for costs and attorney's fees associated with the need to file the suit.