CA Contractor with a Contract to Build for Owner and am also the Lienholder of the construction Loan. The home was complete 3 weeks ago with the Notice of Completion filed and recorded and have not been paid in full with no date for payment to be received. Do I need to file a mechanics lien within 60 days of completion and then start foreclosure within 90 days of completion? Contract says no move-in date until payment in full, which has not been received.