When Michael cane through, I got about 1” of water in my basement. None came through windows or doors, but is still “flood” damage. I had to remove wet floors/walls to avoid mold, which is when I found the problem. I found 3 layers of paneling, painters plastic, and millions of masonsry nails in the foundation walls. No furring or 2x4’s. The water was leeching through these nail holes and 3 layers of panel could no longer absorb it. The paneling is not moisture resistant. As it bowed, they added a row of furring and nailed another row of untreated paneling. Will my homeowner insurance cover the damage that the previous owner caused and hid? I do not want to move or get rich; I just want to avoid future leaks and mold. What should I do?