I live in San Jose, CA. I hired a contractor to complete some repairs to a bathroom. The contract was for $20,000. To date, I have paid them $14,997. I owed them $5,003. I couldn't pay the balance because my soon to be ex-husband filed bankruptcy and I needed an attorney to file a Stay of Relief. I wasn't trying to not pay them but the demand letter the title received was for $13,000 which includes 10% compounded interest from the date of filing which was May 2019. Do I have any recourse.