I had a big problem with a water leak in my mobile home and I needed a plumber, then a mold company and now a construction company to do renovations to my home. My problem is with the mold removal company -Maher in Walled Lake, MI. First, they wanted $4,200 down -which I paid. Then, they wanted $3,250 more -which I paid. My homeowners insurance paid very little of this because of their mold exclusion-limitation of $500 and they have a $13,000 cap for the maximum they will pay out for my policy. Maher without giving me any pre-warning of the amount and no itemization of what the amount was for, went and billed my homeowners for $15,000! Of this, my insurance paid $5,292 which exhausted the remainder of my $13,000 cap. Now, Maher wants me to pay the full $15,000 to them! I don't have that money. All I have is the $5292 that my insurance company paid. Also, Maher has my dishwasher in their storage and won't return it to me. Do they have a legal footing to sue me and win and/or put a lien on my home? Thank you for your advice!