I was contact by a mitigation company said a lien was filed two years ago ( without my knowledge ) on a roof job that’s was completed and paid thru insurance 3 years ago. It’s a total surprise for me and the amount is $2000. I felt being scammed but don’t want to take it lightly. What option do I have? Do I ignore the mitigation company or ? The roof company was already closed out due to law suit and they transferred the “ balance” to another company now it’s with some profession collector. Advise appreciated
If a claim of lien was actually recorded against your property, it expires by its own terms after one year. This is really a consumer protection issue and raises several red flags for potential violation of fair debt collection practices. Consult with a consumer defense attorney (most offer free consultations) regarding the specific facts of this matter. I wish you luck.
A person who records a lien has one year from the date of recording to file suit to foreclose on the lien claim. After one year, the lien becomes null and void and is unenforceable.