If I filed a lien on a title in 2008 is it still valid in 2021? Still owed 700.00 and home owner wants to refinance.
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Jul 20, 2021
Construction Liens expire by law one year after the date they are filed.
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Jul 21, 2021
Hi there, if the lien was properly recorded and not released, then that history and encumbrance is still there impacting title. A refinance may not have the same incumbent pressures as selling the home as the owner is not changing, and I am not sure that the lender will ignore it or want it dealt with as $700 will not likely matter in terms of the property as collateral for any loan.
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Jul 22, 2021
I agree with James that a Lien expires if not foreclosed within one year, but if a title company says hey it has to be paid off, you win! There is a procedure for vacating the Lien by filing an affidavit of non- foreclosure.