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How to terminate a lien, after a court vacates judgment?

New YorkLien Releases

A lien that a company put on our home. Recently this October 2019 we could not refinance our home because of it. However, a vacate judgement was rendered back in 2007. On that court date the plaintiff (company) did not show up to court. It is 2019 and we still have the initial UCC1 filed against us. We never owed them any money, but they still claim we do, and they will not terminate the lien. How do we proceed? Do I write the company a strongly worded letter? Thank you RG

1 reply

Oct 24, 2019
If a lien has been vacated by a court, an owner should be able to provide that judgment to the county recorder in order to have the lien removed from the property. Or, an owner should at least be able to leverage the judgment to force the lien claimant to release their own lien. Admittedly, though - I'm not particularly familiar with UCC liens. So, it would likely be helpful to consult with a local real estate attorney or title company for more information on how to have a UCC lien removed. But again - having a judgment in hand vacating that lien should make that process quite a bit easier. Good luck!
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