Hello Attorney, My company is a General Contractor for the VA that remodels homes for disabled veterans' wheelchair access. One of our client veterans is hesitant to sign the contract documents because he is working on a mortgage refi and is somehow convinced that a pre-lien is a negative to the underwriter. I informed him that a pre-lien is standard in the industry and would not affect his refi underwriting, that it only protects our right to file a proper lien in case of non-payment. I believe he thinks my answer is self-serving, hence my request for a third party statement addressing the issue. Regards, Steve Sidoti, President Bella Arte Builders BABuilders@aol.com