Does a homeowner pulling a permit himself for his homestead property need to file a NOC
1 reply
Jan 24, 2020
Florida Notice of Commencement requirements
The Florida Notice of Commencement(NOC) requirements are found under Fla. Stat. §713.13. This provision states that an owner, before actually commencing to improve any real property shall... record a notice of commencement. There is an exception to this rule, are projects where the total project costs are less than $2,500. For all other projects, an NOC is required.
Failure to file a Notice of Commencement
One of the main reasons to file a Notice of Commencement is that getting inspections you will not be able to acquire the required inspections without one. As it's required to be filed before inspections will be conducted and approved. Another issue is concerning the mechanics lien liability to anyone working on the improvement. All of this is spelled out right on the Notice of Commencement form itself:
WARNING TO OWNER: YOUR FAILURE TO RECORD A NOTICE OF COMMENCEMENT MAY RESULT IN YOUR PAYING TWICE FOR IMPROVEMENTS TO YOUR PROPERTY. A NOTICE OF COMMENCEMENT MUST BE RECORDED AND POSTED ON THE JOB SITE BEFORE THE FIRST INSPECTION. IF YOU INTEND TO OBTAIN FINANCING, CONSULT WITH YOUR LENDER OR AN ATTORNEY BEFORE RECORDING YOUR NOTICE OF COMMENCEMENT.”
For a full breakdown of the FL Notice of Commencement requirements, this article will likely answer all your other questions: