I'm the owner of a roofing company in the state of Georgia. There are times when we have a signed contract/agreement with a customer to replace their roof. The contract is contingent on my company getting their roof paid for through their insurance company. What some customers do (Not many) is that when they receive their first check from the insurance carrier, they all of the sudden think they received a windfall of money and try to keep it. The Terms & Conditions in our contract clearly states that they have 5 days to cancel without a cancellation fee. In this situation, can a lien be filed?
If you haven't performed any services, you have no right to lien the property. But, do you want to do business with people like that?
YES! Why would you not? Do you know the name of the insurance company your customer has? If so, sending a notice to the homeowner, copying the insuarance company is an option. If you have put the new roof on and the customer is not releasing funds sent by their insurance company, that is fraud. You may consider sending a notice and if no resolution, file your lien provided you have secured your rights to do so.