I just reviewed my roofing agreement that I was an estimate. It stated that payment will be $1000 plus insurance premium. The state adjuster I worked with was recommended by them and I had to payed him 15 % of my insurance settlement amount. Can I get out the agreement without getting a lien put on my property or paying the roofer 35% of my settlement since I no longer want to use them. I live in the state of NJ and they already completed 6 roofs in my neighborhood.